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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,454 | $209,336+101.3% | $197,124+113.8% | $137,256+207.1% |
| Participation rate | 83.3% | 87.3%-4.0pp | 86.7%-3.4pp | 80.0%+3.4pp |
| Annual return | 18.91% | 48.09%-29.2pp | 44.34%-25.4pp | 220.34%-201.4pp |
| Employer contribution / active EE | $11,044 | $6,591+67.6% | $6,227+77.3% | $4,156+165.7% |
| Participant deferral / active EE | $6,907 | $9,614-28.2% | $9,135-24.4% | $6,407+7.8% |
| Admin fee / account holder | $5,276 | $17,308-69.5% | $16,298-67.6% | $12,270-57.0% |