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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,185 | $152,612+81.6% | $125,192+121.4% | $152,897+81.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 15.87% | 54.85%-39.0pp | 43.79%-27.9pp | 345.43%-329.6pp |
| Employer contribution / active EE | $8,844 | $4,947+78.8% | $3,866+128.8% | $4,764+85.7% |
| Participant deferral / active EE | $17,557 | $5,868+199.2% | $4,937+255.6% | $5,851+200.1% |
| Admin fee / account holder | $72,807 | $13,437+441.8% | $9,704+650.3% | $11,599+527.7% |