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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,260 | $93,617+19.9% | $135,982-17.4% | $75,177+49.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 4.51% | 30.89%-26.4pp | 68.32%-63.8pp | 160.75%-156.2pp |
| Employer contribution / active EE | $5,653 | $3,538+59.8% | $4,859+16.3% | $2,671+111.6% |
| Participant deferral / active EE | $9,114 | $6,406+42.3% | $7,760+17.5% | $4,126+120.9% |
| Admin fee / account holder | $8,805 | $6,980+26.1% | $10,767-18.2% | $5,651+55.8% |