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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,369 | $175,231-91.8% | $149,696-90.4% | $139,466-89.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.86% | 166.77%-151.9pp | 134.46%-119.6pp | 373.66%-358.8pp |
| Employer contribution / active EE | $1,501 | $5,478-72.6% | $4,821-68.9% | $4,754-68.4% |
| Participant deferral / active EE | $4,434 | $6,521-32.0% | $5,682-22.0% | $6,712-33.9% |
| Admin fee / account holder | $81,271 | $16,155+403.1% | $13,212+515.1% | $11,409+612.4% |