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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,955 | $175,259-17.9% | $149,723-3.9% | $139,487+3.2% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 18.91% | 166.82%-147.9pp | 134.50%-115.6pp | 373.84%-354.9pp |
| Employer contribution / active EE | $2,015 | $5,478-63.2% | $4,821-58.2% | $4,755-57.6% |
| Participant deferral / active EE | $8,300 | $6,522+27.3% | $5,682+46.1% | $6,713+23.7% |
| Admin fee / account holder | $9,726 | $16,158-39.8% | $13,215-26.4% | $11,407-14.7% |