Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $27,964 |
Service code 27 · EIN 83-2499358 | Advisory (Plan) | $11,524 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,440 | $84,940-32.4% | $111,306-48.4% | $79,389-27.6% |
| Participation rate | 50.0% | 75.9%-25.9pp | 77.3%-27.3pp | 70.7%-20.7pp |
| Annual return | 19.61% | 17.45%+2.2pp | 54.67%-35.1pp | 116.89%-97.3pp |
| Employer contribution / active EE | $1,135 | $1,979-42.6% | $2,732-58.4% | $2,428-53.2% |
| Participant deferral / active EE | $3,567 | $3,889-8.3% | $4,488-20.5% | $4,046-11.8% |
| Admin fee / account holder | $476 | $537-11.5% | $7,966-94.0% | $626-24.1% |