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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,835 | $117,829+212.2% | $102,423+259.1% | $145,877+152.2% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 10.70% | 31.83%-21.1pp | 29.42%-18.7pp | 551.28%-540.6pp |
| Employer contribution / active EE | $4,155 | $3,615+15.0% | $3,023+37.4% | $4,663-10.9% |
| Participant deferral / active EE | $17,543 | $5,732+206.0% | $5,054+247.1% | $6,691+162.2% |
| Admin fee / account holder | $9,637 | $13,335-27.7% | $9,455+1.9% | $13,402-28.1% |