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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,835 | $117,859+212.1% | $102,438+259.1% | $145,959+152.0% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 10.70% | 31.72%-21.0pp | 29.37%-18.7pp | 561.95%-551.2pp |
| Employer contribution / active EE | $4,155 | $3,615+14.9% | $3,024+37.4% | $4,661-10.9% |
| Participant deferral / active EE | $17,543 | $5,732+206.0% | $5,054+247.1% | $6,689+162.3% |
| Admin fee / account holder | $9,637 | $13,318-27.6% | $9,448+2.0% | $13,398-28.1% |