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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,835 | $117,895+212.0% | $102,460+259.0% | $145,897+152.1% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 10.70% | 31.92%-21.2pp | 29.47%-18.8pp | 552.29%-541.6pp |
| Employer contribution / active EE | $4,155 | $3,619+14.8% | $3,025+37.3% | $4,663-10.9% |
| Participant deferral / active EE | $17,543 | $5,736+205.8% | $5,056+247.0% | $6,689+162.2% |
| Admin fee / account holder | $9,637 | $13,353-27.8% | $9,460+1.9% | $13,390-28.0% |