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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,052 | $100,792+52.8% | $86,691+77.7% | $134,509+14.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -20.73% | 29.08%-49.8pp | 35.94%-56.7pp | 418.13%-438.9pp |
| Employer contribution / active EE | $16,629 | $3,491+376.4% | $2,837+486.2% | $4,741+250.8% |
| Participant deferral / active EE | $13,913 | $5,339+160.6% | $4,656+198.8% | $6,400+117.4% |
| Admin fee / account holder | $3,133 | $10,924-71.3% | $7,492-58.2% | $11,427-72.6% |