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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,775 | $175,259+74.5% | $149,723+104.2% | $139,487+119.2% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 16.31% | 166.82%-150.5pp | 134.50%-118.2pp | 373.84%-357.5pp |
| Employer contribution / active EE | $2,077 | $5,478-62.1% | $4,821-56.9% | $4,755-56.3% |
| Participant deferral / active EE | $8,746 | $6,522+34.1% | $5,682+53.9% | $6,713+30.3% |
| Admin fee / account holder | $4,081 | $16,158-74.7% | $13,215-69.1% | $11,407-64.2% |