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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,309 | $176,120-42.5% | $159,487-36.5% | $167,553-39.5% |
| Participation rate | 89.5% | 85.0%+4.5pp | 82.8%+6.6pp | 82.1%+7.4pp |
| Annual return | 12.08% | 331.95%-319.9pp | 263.71%-251.6pp | 478.89%-466.8pp |
| Employer contribution / active EE | $1,509 | $5,299-71.5% | $4,831-68.8% | $4,840-68.8% |
| Participant deferral / active EE | $4,125 | $7,752-46.8% | $7,354-43.9% | $6,343-35.0% |
| Admin fee / account holder | $386 | $12,561-96.9% | $10,804-96.4% | $12,316-96.9% |