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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,188 | $91,536-86.7% | $130,062-90.6% | $75,177-83.8% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 15.08% | -631.62%+646.7pp | -137.37%+152.4pp | 160.75%-145.7pp |
| Employer contribution / active EE | $2,740 | $2,845-3.7% | $4,322-36.6% | $2,671+2.6% |
| Participant deferral / active EE | $2,614 | $4,343-39.8% | $5,821-55.1% | $4,126-36.7% |
| Admin fee / account holder | $6,008 | $6,780-11.4% | $10,601-43.3% | $5,651+6.3% |