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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,669 | $101,795-86.6% | $165,100-91.7% | $80,959-83.1% |
| Participation rate | 97.1% | 71.8%+25.3pp | 78.6%+18.5pp | 67.7%+29.5pp |
| Annual return | 14.34% | 16.73%-2.4pp | 70.21%-55.9pp | 35.67%-21.3pp |
| Employer contribution / active EE | $2,091 | $2,954-29.2% | $4,348-51.9% | $2,757-24.2% |
| Participant deferral / active EE | $2,170 | $4,476-51.5% | $6,035-64.0% | $4,300-49.5% |
| Admin fee / account holder | $2,824 | $8,221-65.7% | $12,696-77.8% | $6,925-59.2% |