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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,649 | $109,359-36.3% | $162,185-57.1% | $72,976-4.6% |
| Participation rate | 93.7% | 84.3%+9.4pp | 87.6%+6.1pp | 69.5%+24.2pp |
| Annual return | 24.48% | 25.46%-1.0pp | 115.61%-91.1pp | 81.02%-56.5pp |
| Employer contribution / active EE | $6,291 | $3,907+61.0% | $5,613+12.1% | $2,440+157.8% |
| Participant deferral / active EE | $10,248 | $5,481+87.0% | $7,297+40.4% | $3,608+184.1% |
| Admin fee / account holder | $4,503 | $7,972-43.5% | $10,844-58.5% | $5,124-12.1% |