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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,057 | $154,209+21.9% | $130,062+44.6% | $139,487+34.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.36% | 32.52%-16.2pp | -137.37%+153.7pp | 373.84%-357.5pp |
| Employer contribution / active EE | $19,019 | $5,292+259.4% | $4,322+340.0% | $4,755+300.0% |
| Participant deferral / active EE | $6,122 | $6,709-8.7% | $5,821+5.2% | $6,713-8.8% |
| Admin fee / account holder | $1,665 | $13,988-88.1% | $10,601-84.3% | $11,407-85.4% |