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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,893 | $138,102-5.2% | $125,381+4.4% | $134,532-2.7% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -13.47% | 750.73%-764.2pp | 572.31%-585.8pp | 418.27%-431.7pp |
| Employer contribution / active EE | $1,303 | $5,245-75.2% | $4,815-72.9% | $4,741-72.5% |
| Participant deferral / active EE | $1,783 | $7,801-77.1% | $7,448-76.1% | $6,401-72.1% |
| Admin fee / account holder | $5,799 | $11,568-49.9% | $10,007-42.1% | $11,429-49.3% |