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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,791 | $201,344-28.6% | $184,243-22.0% | $145,877-1.4% |
| Participation rate | 71.4% | 87.5%-16.1pp | 86.8%-15.4pp | 80.3%-8.9pp |
| Annual return | 11.05% | 29.01%-18.0pp | 28.82%-17.8pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,989 | $7,022-71.7% | $6,427-69.0% | $4,663-57.3% |
| Participant deferral / active EE | $7,575 | $9,807-22.8% | $9,132-17.1% | $6,691+13.2% |
| Admin fee / account holder | $3,439 | $16,382-79.0% | $13,914-75.3% | $13,402-74.3% |