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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,449 | $167,353-78.8% | $143,797-75.3% | $134,545-73.7% |
| Participation rate | 0.0% | 84.8%-84.8pp | 80.3%-80.3pp | 81.2%-81.2pp |
| Annual return | -10.39% | 0.48%-10.9pp | -0.04%-10.4pp | 418.37%-428.8pp |
| Employer contribution / active EE | $1,364 | $5,620-75.7% | $4,952-72.5% | $4,742-71.2% |
| Participant deferral / active EE | $3,032 | $6,447-53.0% | $5,638-46.2% | $6,401-52.6% |
| Admin fee / account holder | $2,444 | $18,096-86.5% | $14,679-83.4% | $11,431-78.6% |