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| Provider | Service type | Compensation |
|---|---|---|
SBHU LIFE AGENCY INC1 year Filed as: SBHU LIFE AGENCY INC. Service code 49 | Other Services | $44,947 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $26,974 |
TRINITY PENSION CONSULTANTS2 years Service code 13 · EIN 20-4548831 | Contract Administrator | $2,820 |
Filed as: TRINITY PENSION CONSULTANTS, INC. Service code 13 | Contract Administrator | $2,383 |
SBHU LIFE AGENCY INC2 years Filed as: SBHU LIFE AGENCY Service code 49 · EIN 13-2896238 | Other Services | $0 |
Filed as: WILLSHIRE ASSOCIATES INCORPORATED Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,996 | $52,961+5.7% | $172,752-67.6% | $65,185-14.1% |
| Participation rate | 81.4% | 66.2%+15.2pp | 82.6%-1.3pp | 70.2%+11.2pp |
| Annual return | 19.71% | 30.12%-10.4pp | 802.97%-783.3pp | 29.38%-9.7pp |
| Employer contribution / active EE | $0 | $2,190-100.0% | $5,144-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $3,264 | $2,471+32.1% | $5,198-37.2% | $3,514-7.1% |
| Admin fee / account holder | $331 | $472-29.9% | $13,955-97.6% | $847-60.9% |