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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,543 | $77,817-11.9% | $123,553-44.5% | $64,173+6.8% |
| Participation rate | 71.4% | 74.7%-3.3pp | 82.3%-10.9pp | 69.6%+1.9pp |
| Annual return | -6.60% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $363 | $3,014-88.0% | $4,628-92.2% | $2,381-84.7% |
| Participant deferral / active EE | $3,764 | $5,240-28.2% | $6,426-41.4% | $3,470+8.5% |
| Admin fee / account holder | $5,651 | $5,519+2.4% | $9,284-39.1% | $4,887+15.6% |