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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,735 | $116,360-40.9% | $65,566+4.8% | $139,466-50.7% |
| Participation rate | 91.7% | 67.8%+23.9pp | 64.9%+26.7pp | 80.3%+11.3pp |
| Annual return | 13.43% | 31.23%-17.8pp | 47.40%-34.0pp | 373.66%-360.2pp |
| Employer contribution / active EE | $2,362 | $2,600-9.1% | $1,692+39.6% | $4,754-50.3% |
| Participant deferral / active EE | $374 | $4,242-91.2% | $2,832-86.8% | $6,712-94.4% |
| Admin fee / account holder | $775 | $6,701-88.4% | $4,114-81.2% | $11,409-93.2% |