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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,143 | $96,678+380.1% | $86,640+435.7% | $139,466+232.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 12.86% | 106.69%-93.8pp | 592.52%-579.7pp | 373.66%-360.8pp |
| Employer contribution / active EE | $671 | $3,265-79.5% | $3,024-77.8% | $4,754-85.9% |
| Participant deferral / active EE | $1,125 | $4,837-76.7% | $4,438-74.7% | $6,712-83.2% |
| Admin fee / account holder | $5,914 | $6,410-7.7% | $5,616+5.3% | $11,409-48.2% |