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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,089 | $90,486+122.2% | $78,676+155.6% | $273,972-26.6% |
| Participation rate | 40.0% | 76.5%-36.5pp | 73.6%-33.6pp | 83.0%-43.0pp |
| Annual return | 4.06% | 75.62%-71.6pp | 62.19%-58.1pp | 41.46%-37.4pp |
| Employer contribution / active EE | $10,147 | $3,175+219.6% | $2,850+256.0% | $4,869+108.4% |
| Participant deferral / active EE | $840 | $3,901-78.5% | $3,517-76.1% | $5,287-84.1% |
| Admin fee / account holder | $168,660 | $5,263+3104.5% | $4,510+3639.7% | $10,133+1564.5% |