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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,935 | $70,366+212.6% | $66,674+229.9% | $138,895+58.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 16.60% | 386.41%-369.8pp | 321.24%-304.6pp | 145.39%-128.8pp |
| Employer contribution / active EE | $16,048 | $2,765+480.4% | $2,620+512.5% | $4,194+282.6% |
| Participant deferral / active EE | $10,780 | $4,374+146.4% | $4,084+164.0% | $6,396+68.5% |
| Admin fee / account holder | $432 | $5,262-91.8% | $5,098-91.5% | $12,562-96.6% |