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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,935 | $114,013+92.9% | $103,693+112.1% | $155,188+41.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 16.60% | 49.31%-32.7pp | 47.61%-31.0pp | 148.84%-132.2pp |
| Employer contribution / active EE | $16,048 | $3,131+412.5% | $2,920+449.5% | $4,248+277.8% |
| Participant deferral / active EE | $10,780 | $4,970+116.9% | $4,579+135.4% | $6,531+65.1% |
| Admin fee / account holder | $432 | $8,407-94.9% | $7,858-94.5% | $14,480-97.0% |