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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,669 | $85,766-53.7% | $136,298-70.9% | $70,126-43.4% |
| Participation rate | 89.2% | 74.2%+15.0pp | 81.9%+7.3pp | 69.5%+19.6pp |
| Annual return | 19.55% | 31.46%-11.9pp | 5156.27%-5136.7pp | 73.15%-53.6pp |
| Employer contribution / active EE | $2,290 | $2,966-22.8% | $4,696-51.2% | $2,343-2.3% |
| Participant deferral / active EE | $4,435 | $5,051-12.2% | $6,247-29.0% | $3,332+33.1% |
| Admin fee / account holder | $1,498 | $5,421-72.4% | $9,244-83.8% | $4,645-67.8% |