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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,854 | $27,943-3.9% | $58,507-54.1% | $75,177-64.3% |
| Participation rate | 35.2% | 38.8%-3.6pp | 50.9%-15.6pp | 67.2%-32.0pp |
| Annual return | 29.27% | 44.22%-14.9pp | 4252.32%-4223.0pp | 160.75%-131.5pp |
| Employer contribution / active EE | $566 | $670-15.5% | $1,053-46.3% | $2,671-78.8% |
| Participant deferral / active EE | $1,162 | $1,202-3.3% | $1,922-39.6% | $4,126-71.8% |
| Admin fee / account holder | $594 | $1,727-65.6% | $2,486-76.1% | $5,651-89.5% |