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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,329 | $67,602-9.3% | $82,312-25.5% | $70,126-12.5% |
| Participation rate | 66.7% | 72.8%-6.1pp | 76.9%-10.2pp | 69.5%-2.9pp |
| Annual return | 14.88% | 21.57%-6.7pp | 25.88%-11.0pp | 73.15%-58.3pp |
| Employer contribution / active EE | $371 | $1,755-78.9% | $2,428-84.7% | $2,343-84.2% |
| Participant deferral / active EE | $1,758 | $2,987-41.1% | $3,706-52.6% | $3,332-47.2% |
| Admin fee / account holder | $597 | $4,512-86.8% | $5,608-89.4% | $4,645-87.1% |