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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,678 | $72,269-61.7% | $101,271-72.7% | $79,852-65.3% |
| Participation rate | 59.5% | 68.5%-8.9pp | 75.8%-16.3pp | 69.6%-10.1pp |
| Annual return | 11.36% | 22.29%-10.9pp | 46.48%-35.1pp | 31.72%-20.4pp |
| Employer contribution / active EE | $639 | $2,692-76.3% | $3,660-82.5% | $2,471-74.1% |
| Participant deferral / active EE | $2,866 | $3,282-12.7% | $4,371-34.4% | $3,740-23.4% |
| Admin fee / account holder | $1,563 | $4,401-64.5% | $5,948-73.7% | $5,306-70.5% |