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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,824 | $167,533+120.1% | $151,645+143.2% | $134,545+174.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.32% | 7.81%-26.1pp | 3.34%-21.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $28,002 | $6,828+310.1% | $6,165+354.2% | $4,742+490.6% |
| Participant deferral / active EE | $18,976 | $8,985+111.2% | $8,363+126.9% | $6,401+196.4% |
| Admin fee / account holder | $10,366 | $13,781-24.8% | $11,614-10.7% | $11,431-9.3% |