Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,488 | $54,297+131.1% | $97,032+29.3% | $65,306+92.2% |
| Participation rate | 9.6% | 42.3%-32.7pp | 71.6%-61.9pp | 57.7%-48.0pp |
| Annual return | 11.77% | 21.17%-9.4pp | 35.38%-23.6pp | 21.94%-10.2pp |
| Employer contribution / active EE | $101 | $1,365-92.6% | $2,629-96.2% | $1,967-94.9% |
| Participant deferral / active EE | $469 | $2,259-79.2% | $4,672-90.0% | $2,959-84.2% |
| Admin fee / account holder | $7,601 | $3,744+103.0% | $9,418-19.3% | $3,480+118.4% |