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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,108 | $98,766-47.2% | $149,730-65.2% | $79,852-34.7% |
| Participation rate | 88.4% | 75.8%+12.6pp | 82.5%+5.9pp | 69.6%+18.8pp |
| Annual return | 11.67% | 27.43%-15.8pp | 276.70%-265.0pp | 31.72%-20.0pp |
| Employer contribution / active EE | $1,686 | $3,217-47.6% | $4,645-63.7% | $2,471-31.8% |
| Participant deferral / active EE | $4,987 | $5,681-12.2% | $6,843-27.1% | $3,740+33.3% |
| Admin fee / account holder | $13,632 | $6,052+125.2% | $9,310+46.4% | $5,306+156.9% |