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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,784 | $176,105+9.5% | $159,474+20.9% | $167,536+15.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.47% | 331.91%-319.4pp | 263.68%-251.2pp | 478.82%-466.3pp |
| Employer contribution / active EE | $3,204 | $5,299-39.5% | $4,831-33.7% | $4,839-33.8% |
| Participant deferral / active EE | $11,243 | $7,751+45.0% | $7,353+52.9% | $6,342+77.3% |
| Admin fee / account holder | $28,104 | $12,559+123.8% | $10,802+160.2% | $12,315+128.2% |