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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,479 | $85,766+225.9% | $136,298+105.0% | $70,126+298.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 18.51% | 31.46%-12.9pp | 5156.27%-5137.8pp | 73.15%-54.6pp |
| Employer contribution / active EE | $4,162 | $2,966+40.3% | $4,696-11.4% | $2,343+77.7% |
| Participant deferral / active EE | $12,046 | $5,051+138.5% | $6,247+92.8% | $3,332+261.5% |
| Admin fee / account holder | $3,297 | $5,421-39.2% | $9,244-64.3% | $4,645-29.0% |