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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,112 | $85,024-84.6% | $70,544-81.4% | $139,466-90.6% |
| Participation rate | 47.4% | 73.9%-26.5pp | 68.4%-21.0pp | 80.3%-33.0pp |
| Annual return | 111.56% | 30.39%+81.2pp | 32.79%+78.8pp | 373.66%-262.1pp |
| Employer contribution / active EE | $350 | $3,912-91.0% | $2,976-88.2% | $4,754-92.6% |
| Participant deferral / active EE | $2,082 | $5,891-64.7% | $4,568-54.4% | $6,712-69.0% |
| Admin fee / account holder | $33 | $8,928-99.6% | $6,427-99.5% | $11,409-99.7% |