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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,114 | $106,524+163.0% | $152,301+83.9% | $87,485+220.2% |
| Participation rate | 96.8% | 75.8%+21.0pp | 82.4%+14.3pp | 68.9%+27.8pp |
| Annual return | 18.09% | 26.89%-8.8pp | 80.50%-62.4pp | 26.06%-8.0pp |
| Employer contribution / active EE | $4,043 | $3,371+19.9% | $4,624-12.6% | $2,596+55.7% |
| Participant deferral / active EE | $11,703 | $6,525+79.4% | $8,004+46.2% | $4,274+173.9% |
| Admin fee / account holder | $93,680 | $8,287+1030.5% | $14,398+550.7% | $7,775+1104.9% |