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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,083 | $144,130+7.6% | $117,860+31.6% | $147,585+5.1% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.0pp | 82.8%+2.9pp |
| Annual return | 16.28% | 531.20%-514.9pp | 335.10%-318.8pp | 578.58%-562.3pp |
| Employer contribution / active EE | $18,175 | $4,897+271.2% | $3,786+380.0% | $4,876+272.7% |
| Participant deferral / active EE | $9,980 | $5,316+87.7% | $4,482+122.7% | $5,439+83.5% |
| Admin fee / account holder | $23,297 | $10,887+114.0% | $8,021+190.5% | $10,886+114.0% |