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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,238 | $109,872+65.0% | $98,483+84.0% | $167,536+8.2% |
| Participation rate | 88.9% | 75.8%+13.1pp | 73.3%+15.5pp | 82.1%+6.8pp |
| Annual return | 11.13% | 1959.31%-1948.2pp | 1494.38%-1483.3pp | 478.82%-467.7pp |
| Employer contribution / active EE | $3,233 | $3,225+0.2% | $2,961+9.2% | $4,839-33.2% |
| Participant deferral / active EE | $0 | $4,673-100.0% | $4,276-100.0% | $6,342-100.0% |
| Admin fee / account holder | $2,720 | $6,757-59.7% | $5,953-54.3% | $12,315-77.9% |