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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,947 | $88,815+21.5% | $81,882+31.8% | $145,897-26.0% |
| Participation rate | 76.5% | 75.1%+1.4pp | 72.4%+4.1pp | 80.3%-3.8pp |
| Annual return | 4.80% | 1033.75%-1028.9pp | 779.47%-774.7pp | 552.29%-547.5pp |
| Employer contribution / active EE | $3,721 | $3,086+20.6% | $2,916+27.6% | $4,663-20.2% |
| Participant deferral / active EE | $0 | $4,647-100.0% | $4,323-100.0% | $6,689-100.0% |
| Admin fee / account holder | $95,472 | $8,434+1031.9% | $7,360+1197.3% | $13,390+613.0% |