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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,947 | $88,710+21.7% | $81,783+32.0% | $145,959-26.0% |
| Participation rate | 76.5% | 75.0%+1.4pp | 72.4%+4.1pp | 80.3%-3.8pp |
| Annual return | 4.80% | 1027.26%-1022.5pp | 775.05%-770.2pp | 561.95%-557.1pp |
| Employer contribution / active EE | $3,721 | $3,083+20.7% | $2,913+27.8% | $4,661-20.2% |
| Participant deferral / active EE | $0 | $4,645-100.0% | $4,320-100.0% | $6,689-100.0% |
| Admin fee / account holder | $95,472 | $8,407+1035.6% | $7,380+1193.7% | $13,398+612.6% |