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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,398 | $153,769-54.2% | $133,975-47.5% | $273,972-74.3% |
| Participation rate | 87.0% | 88.4%-1.4pp | 87.1%-0.1pp | 83.0%+3.9pp |
| Annual return | 14.59% | 36.51%-21.9pp | 29.29%-14.7pp | 41.46%-26.9pp |
| Employer contribution / active EE | $5,027 | $6,029-16.6% | $5,211-3.5% | $4,869+3.3% |
| Participant deferral / active EE | $6,135 | $6,958-11.8% | $6,282-2.3% | $5,287+16.0% |
| Admin fee / account holder | $1,080 | $11,765-90.8% | $9,324-88.4% | $10,133-89.3% |