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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,354 | $58,493-1.9% | $84,021-31.7% | $72,975-21.4% |
| Participation rate | 68.8% | 61.2%+7.5pp | 69.0%-0.3pp | 69.5%-0.7pp |
| Annual return | 18.94% | 28.93%-10.0pp | 71.32%-52.4pp | 81.01%-62.1pp |
| Employer contribution / active EE | $2,128 | $1,163+82.9% | $1,984+7.2% | $2,440-12.8% |
| Participant deferral / active EE | $3,069 | $2,394+28.2% | $3,239-5.2% | $3,608-14.9% |
| Admin fee / account holder | $3,841 | $4,569-15.9% | $6,102-37.0% | $5,124-25.0% |