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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,031 | $150,446-22.2% | $136,297-14.1% | $147,585-20.7% |
| Participation rate | 84.6% | 84.4%+0.2pp | 81.9%+2.7pp | 82.8%+1.8pp |
| Annual return | 14.84% | 1049.14%-1034.3pp | 5156.19%-5141.4pp | 578.58%-563.7pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,915 | $6,631-25.9% | $6,247-21.3% | $5,439-9.6% |
| Admin fee / account holder | $11,594 | $10,906+6.3% | $9,244+25.4% | $10,886+6.5% |