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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,551 | $93,064+69.3% | $74,577+111.3% | $273,972-42.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 0.53% | 26.18%-25.6pp | 20.47%-19.9pp | 41.46%-40.9pp |
| Employer contribution / active EE | $4,133 | $3,160+30.8% | $2,525+63.7% | $4,869-15.1% |
| Participant deferral / active EE | $7,908 | $4,160+90.1% | $3,458+128.7% | $5,287+49.6% |
| Admin fee / account holder | $2,151 | $5,273-59.2% | $4,138-48.0% | $10,133-78.8% |