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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,209 | $181,896-39.4% | $156,551-29.6% | $273,972-59.8% |
| Participation rate | 60.0% | 88.4%-28.4pp | 84.0%-24.0pp | 83.0%-23.0pp |
| Annual return | 8.96% | 30.74%-21.8pp | 32.23%-23.3pp | 41.46%-32.5pp |
| Employer contribution / active EE | $1,906 | $6,248-69.5% | $5,501-65.3% | $4,869-60.8% |
| Participant deferral / active EE | $4,567 | $5,550-17.7% | $4,871-6.2% | $5,287-13.6% |
| Admin fee / account holder | $3,422 | $15,560-78.0% | $13,028-73.7% | $10,133-66.2% |