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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,654 | $167,362+94.0% | $143,799+125.8% | $134,532+141.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.33% | 0.47%-11.8pp | -0.04%-11.3pp | 418.27%-429.6pp |
| Employer contribution / active EE | $7,450 | $5,620+32.5% | $4,952+50.4% | $4,741+57.1% |
| Participant deferral / active EE | $4,236 | $6,447-34.3% | $5,638-24.9% | $6,401-33.8% |
| Admin fee / account holder | $1,420 | $18,094-92.2% | $14,677-90.3% | $11,429-87.6% |