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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,962 | $227,399+113.7% | $189,758+156.1% | $198,609+144.7% |
| Participation rate | 83.3% | 84.0%-0.7pp | 79.8%+3.5pp | 82.4%+1.0pp |
| Annual return | 15.39% | 61.03%-45.6pp | 52.62%-37.2pp | 202.70%-187.3pp |
| Employer contribution / active EE | $9,092 | $5,526+64.5% | $4,767+90.7% | $5,055+79.9% |
| Participant deferral / active EE | $4,961 | $6,837-27.4% | $5,856-15.3% | $6,977-28.9% |
| Admin fee / account holder | $14,461 | $25,162-42.5% | $20,388-29.1% | $19,030-24.0% |