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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,962 | $185,312+162.2% | $161,489+200.9% | $154,746+214.0% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 15.39% | 103.84%-88.4pp | 89.72%-74.3pp | 172.34%-156.9pp |
| Employer contribution / active EE | $9,092 | $4,769+90.6% | $4,268+113.0% | $4,379+107.6% |
| Participant deferral / active EE | $4,961 | $6,350-21.9% | $5,630-11.9% | $6,730-26.3% |
| Admin fee / account holder | $14,461 | $18,654-22.5% | $16,006-9.6% | $14,365+0.7% |