Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,850 | $145,431-43.7% | $211,142-61.2% | $87,485-6.4% |
| Participation rate | 67.6% | 84.7%-17.2pp | 87.3%-19.7pp | 68.9%-1.4pp |
| Annual return | 16.67% | 27.21%-10.5pp | 46.84%-30.2pp | 26.06%-9.4pp |
| Employer contribution / active EE | $491 | $4,662-89.5% | $6,442-92.4% | $2,596-81.1% |
| Participant deferral / active EE | $3,300 | $6,859-51.9% | $9,284-64.5% | $4,274-22.8% |
| Admin fee / account holder | $2,469 | $17,052-85.5% | $19,076-87.1% | $7,775-68.2% |