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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,943 | $99,652-3.7% | $78,778+21.8% | $147,585-35.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | -35.09% | 47.28%-82.4pp | 35.62%-70.7pp | 578.58%-613.7pp |
| Employer contribution / active EE | $1,756 | $2,796-37.2% | $1,986-11.6% | $4,876-64.0% |
| Participant deferral / active EE | $1,637 | $3,664-55.3% | $2,958-44.7% | $5,439-69.9% |
| Admin fee / account holder | $161,959 | $7,155+2163.5% | $5,134+3054.7% | $10,886+1387.8% |