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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,445 | $202,440-44.9% | $169,390-34.2% | $139,466-20.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 11.97% | 532.36%-520.4pp | 406.07%-394.1pp | 373.66%-361.7pp |
| Employer contribution / active EE | $1,532 | $4,693-67.4% | $4,013-61.8% | $4,754-67.8% |
| Participant deferral / active EE | $9,348 | $6,940+34.7% | $6,222+50.2% | $6,712+39.3% |
| Admin fee / account holder | $18,677 | $10,722+74.2% | $9,015+107.2% | $11,409+63.7% |