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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,084 | $78,428+148.7% | $95,960+103.3% | $79,852+144.3% |
| Participation rate | 69.0% | 73.5%-4.5pp | 77.1%-8.1pp | 69.6%-0.7pp |
| Annual return | 12.48% | 19.37%-6.9pp | 91.63%-79.2pp | 31.72%-19.2pp |
| Employer contribution / active EE | $954 | $1,945-51.0% | $2,541-62.5% | $2,471-61.4% |
| Participant deferral / active EE | $4,558 | $3,440+32.5% | $4,167+9.4% | $3,740+21.9% |
| Admin fee / account holder | $1,376 | $5,622-75.5% | $6,797-79.8% | $5,306-74.1% |