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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,818 | $209,422+119.1% | $178,503+157.0% | $158,982+188.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 5.94% | 188.81%-182.9pp | 151.12%-145.2pp | 302.99%-297.0pp |
| Employer contribution / active EE | $31,046 | $5,707+444.0% | $5,011+519.5% | $4,763+551.8% |
| Participant deferral / active EE | $3,750 | $5,955-37.0% | $5,202-27.9% | $5,983-37.3% |
| Admin fee / account holder | $3,763 | $17,079-78.0% | $13,987-73.1% | $11,252-66.6% |